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ORM Blog

Eleanor Kelner

Dec 29, 2021

Student Loans Hits Buying Power

FHA Loans FHA loans are a popular option for first-time home-buyers. Down payments can be as little as 3.5%. The current calculation of...

Gabriel Huerta

Dec 29, 2021

"Good Neighbor Next Door" Program

What is it? HUD ( Housing and Urban Development) offers a substantial Incentive in the form of a discount of 50% from the list price of...

Barry Jilin

Dec 29, 2021

The Pre-Qual vs. Pre-Approval Game

Pre-Qual’ed vs. Pre-Approved Clarity The mortgage process typically includes the initial phase of a pre-qualified and/or pre-approved...

Barry Jilin

Dec 29, 2021

Buy a home with ITIN number

ITIN Lending Program (Non-Citizen Lending) Today, a home buyer doesn’t need a social security number to get a mortgage. Shocking, but...

Eleanor Kelner

Dec 29, 2021

The Chi-Ching Pictures! House sold!

1. Declutter and set the stage Just as you wouldn’t want houseguests or friends to see your home in disarray, you definitely don’t want...

Eleanor Kelner

Dec 29, 2021

A WOW Kitchen. Trends Of 2018

Today, the kitchen is the focal point of the home, the place that brings everyone together at the start of the day or after a long day...

Barry Jilin

Dec 29, 2019

Pick of the Month

ASK US ABOUT CONVENTIONAL 1% DOWN WITH EQUITY BOOST You put 1%, One Republic contributes 2%*, giving you 3% equity at closing Great low...

Barry Jilin

Dec 29, 2018

Deal Done 3% Down

ASK US ABOUT CONVENTIONAL 3% DOWN PROGRAM Great low rates I Close in 30 days I Available with no monthly Mortgage Insurance 1. The...